19. Albuquerque, N.M., Metro Area

• 2010-15 income increase: 4.54 percent
• 2015 personal income: $36,321

Incomes in the Albuquerque region ticked up just an average of 0.94 percent per year for the five years ending in 2015. The median hourly wage is $16.40, which is below the national average. The national average unemployment rate is 4.4 percent, but in the Albuquerque area, the jobless rate stands more than two full points higher at 6.1 percent.

One good thing about Albuquerque: It's one of the best places to live in the country on only a Social Security check.