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2. Permanent Disability
Nobody likes to think about becoming permanently disabled and unable to perform an income-earning job. But both catastrophic accidents and debilitating illnesses can result in total disability.
What to do: Apply for Social Security disability benefits to prevent your income stream from drying up in case of a long-term disability. To qualify, your disability must be projected to last at least a year and prevent you from doing your job or any other job.
Don’t Miss: How Social Security Disability Benefits Work